California · DRE Compliant · Agent-Owned Corporation

Own Your
Brokerage.

A guided path to brokerage ownership.

Most brokerages make you use their name, their entity, and their brand — for your entire career. Brokerise is not a brokerage. We're a brokerage launch platform — we help you build, own, and operate your own. We help you incorporate your own California corporation, choose your brokerage name, and own every share. The DRE issues a broker license directly to your corporation — and you hang your license with your own brokerage. We provide a licensed Broker of Record as your Designated Officer for as long as you need us.

Your Corporation — Day One
Your Name
CEO & President
100% Shareholder
Broker of Record
VP & Designated Officer · Provided by Brokerise
DRE Compliance & Oversight · Invisible to Clients
Your Corporation
"Your Brand Name Realty, Inc."
California S-Corp or C-Corp · DRE Broker License issued to Corp
You hang your license here
Everything You Need. Nothing You Don't.
100% Commission. 100% Branded. 100% Owned.
Your Brand
Your brokerage name, your logo — on signs, the MLS, and cards.
🏛
You Own It
Your California corporation. Not a DBA. The entity is yours.
💰
100% Commission
Keep every dollar — real estate or mortgage. Flat transaction fee only.
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Dual Licensed
Add a mortgage brokerage license to your corporation. Real estate and loans — one entity.
Realtor Optional
Association membership is your choice — not a requirement. We support both paths.
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No Lock-In
Get your broker license, replace us, run solo. Zero exit fee. Ever.
Brokerage Incubator · Real Ownership, Not a DBA

Own the brand. Own the entity.
Own the equity.

When you work under someone else's brokerage, you're building all three for them — their brand recognition, their corporate equity, their licensing history. Brokerise flips that entirely. Every transaction you close, every client relationship you build, every year you operate goes into something that belongs to you.

Own the Entity

Your California S-Corp or C-Corp, formed in your name, with you as CEO, President, and 100% shareholder. The DRE issues a broker license directly to your corporation — not to a parent brokerage, not to us. The entity is yours.

Own the Brand

Your brokerage name. Your logo. Your identity on every sign, every MLS listing, every business card, every contract. We remain completely invisible — clients, agents, and the public only ever see your brand.

Own the Equity

Every transaction you close builds value inside your corporation — not someone else's. The operating history, the reputation, the book of business: it accumulates inside an entity you own, can grow, and one day sell or pass on.

Own the Infrastructure

Your own corporate bank account. Paid directly from escrow. Build corporate credit under your entity. Choose your own E&O policy — no forced surcharges. No mandatory monthly tech fee. And uniquely: Realtor association membership is your choice — not a requirement. Your business, run your way.

How Your License Works

You're not hanging your license with us.
You're hanging it with your corporation.

In any typical brokerage arrangement — even a "100% split" one — your salesperson's license is affiliated with someone else's entity. If you leave, you leave. The brand, the license history, the entity: none of it comes with you.

Here, the California DRE issues a broker license directly to your corporation. Your corporation is the licensed brokerage. Brokerise provides a licensed Broker of Record who serves as the Designated Officer within your corporation — a role required by DRE — but the broker license belongs to your entity, not to them personally.

Every transaction, every relationship, every year of operating history is being built inside something you own.

Typical Brokerage
License hangs with their entity
Their DRE broker license
Their brand, their name
Their name in the MLS
Their logo on your signs
Leave and start over
With Brokerise
License with your entity
DRE license to your Corp
Your brand, your name
Your name in the MLS
Your logo on signs & cards
You were never leaving
100% Branding Control

Your name on everything.
Ours on nothing.

When buyers see your yard sign, when agents pull up your listing in the MLS, when a client hands your card to a friend — they see your brokerage. Your logo, your colors, your name. We remain entirely invisible. That's by design.

There's no "powered by" disclosure on your marketing. No parent company in small print. Your corporation is the brokerage of record. What the world sees is 100% you.

Where Your Brand Appears
🏠
MLS Listings
Your brokerage name is the listing company on every property you represent
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For Sale Signs
Your logo, your colors, your name on every yard sign and rider
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Business Cards
Your brokerage name and DRE license number — no mention of anyone else
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Contracts & Disclosures
Your corporation signs as the brokerage on all transaction documents
We handle compliance quietly in the background — so the only name clients ever associate with the deal is yours.
Your Choice, Not Theirs

Realtor association membership
is optional here.

Most brokerages can't say that. With Brokerise, you decide — and it's one of the most meaningful freedoms we offer.

Why most brokerages force it

NAR's historic "three-way agreement" required that if the Broker of Record at a brokerage was a Realtor member, all agents at that brokerage had to be Realtor members too — and vice versa. It was a package deal. Join the association or find a different broker. Agents had no say.

Combined annual dues — local board, CAR, and NAR — can exceed $1,000 per agent per year. For agents whose practice doesn't rely on CAR forms, the legal hotline, or other association-specific benefits, this is money paid for services they may not use.

Why Brokerise can offer a choice

We maintain a network of both Realtor-member and non-Realtor Brokers of Record. When we set up your corporation, we match your Designated Officer to your membership preference. Want to be a Realtor and access CAR forms, the legal hotline, and association benefits? We have that. Want to opt out? We have that too.

Importantly: in California, MLS access is legally protected and cannot be conditioned on Realtor membership — so opting out of the association does not mean losing MLS access.

This is about freedom — financial, ideological, or practical. You decide what's right for your business.

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Save $1,000+/year
Skip combined local, CAR, and NAR dues if membership doesn't serve your business model.
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An Ideological Choice
After years of lawsuits and controversies, many agents simply don't want to fund NAR. That's a valid position — and now you have a broker that supports it.
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A Practical Choice
Commercial, leasing, investment, and referral-focused agents may have little use for CAR forms or the legal hotline. Pay for what actually serves your practice.
If you choose the non-Realtor path, the primary things you won't have are CAR standard transaction forms and access to CAR's legal hotline. You also won't be able to use the "Realtor®" designation in your marketing. MLS access in California is a separate matter — legally, it cannot be conditioned on association membership. Alternative transaction forms exist and are perfectly legal to use. We'll make sure you understand the full picture before you decide.
How This Compares

You may have heard of Side.
Brokerise goes one step further.

Side pioneered the idea of agents launching their own branded brokerage while someone else handles the back office. It's a genuinely good model. But there's a structural distinction that matters — most agents don't discover it until they try to leave.

Side (and similar platforms)
Brokerise · Your Corporation
Who owns the entity?
Side, Inc. owns the corporate entity
You own your California corporation — 100%
What does the agent get?
A brand and DBA under Side's license
Their own incorporated entity with a DRE broker license
DRE broker license issued to?
Side, Inc.
Your corporation
Your name in the MLS?
Yes — your brand as the MLS office
Yes — your corporation is the licensed brokerage of record
Commission split
~90/10 — Side takes a cut every deal
100% — flat transaction fee only
If you leave or want independence?
You leave the entity behind. Brand may not transfer.
Nothing to leave. You already own everything.
Path to become your own broker?
Form a new entity and start over
Get your license, replace us. Same corp, same brand.
Side is a well-funded, well-run company with real advantages — especially their tech platform and national network. This comparison is about legal structure only. The question is simply: do you want to operate a business, or do you want to own one?
The Full Picture

How the major brokerages
actually compare.

Every brokerage promises a great deal. Here's what those deals look like side by side — on branding, entity ownership, and what you keep per transaction.

Keller WilliamsRE/MAXeXp RealtySide Brokerise
Starting Split70/30 (64% after franchise fee)60–95/5 (plan dependent)80/20~90/10100%
Annual Cap~$18K–$25K (market center varies)$23K (RAPP plan)$16KNo cap — % every dealNo cap — flat fee only
Monthly Fees~$85–$150/mo$500–$2,000+/mo (desk fee)$85/moVariesNone — no forced tech or monthly fees
Franchise / Royalty6% per deal (cap $3K/yr)5–6% per dealNoneNoneNone
Your Brand on Signs & MLS? KW brand required RE/MAX brand required eXp brand required Your brand (under Side's entity) Your brand, full stop
Who owns the entity? KW franchise owner RE/MAX franchise owner eXp Realty, Inc. Side, Inc. You
DRE License issued to?The franchise / market centerThe franchise officeeXp Realty, Inc.Side, Inc. Your corporation
Where do you hang your license?Their entityTheir entityTheir entityTheir entity (your brand on top) Your own corporation
Path to true independence?Leave and start overLeave and start overLeave and start overLeave and start over Already there. Get broker license, replace us.

Commission splits, caps, and fees are approximate based on publicly available 2025–2026 data and vary by office, market, and individual agreement. Not an official representation of any brokerage's current fee structure. Always verify directly with any brokerage before making decisions.

The 100% Commission Landscape

"100% commission" isn't
all the same thing.

Other 100% brokerages give you 100% of the check. Brokerise gives you 100% of the business — the commission, the brand, the entity, the license, and the path forward.

HomeSmartRealty ONE GroupFathom RealtyCURB Realty (CA) Brokerise
Commission100%100%100%100%100%
Monthly Fee$25–$75/mo~$100–$200/mo (varies)$500/yr (no monthly)$95/moNone — no forced tech or monthly fees
Per-Transaction Fee$350–$750$375–$895+ (tiered)$450 pre / $99 post-cap$595 (E&O included)Flat fee (discussed on strategy call)
Your Brand on Signs & MLS? HomeSmart brand Realty ONE brand Fathom brand CURB Realty brand 100% your brand
Your Own Brokerage Name? No No No No Yes — DRE-approved name of your choice
Who owns the entity? HomeSmart / franchise ROG / franchise Fathom Realty, Inc. CURB Realty You
Where do you hang your license?Their entityTheir entityTheir entityTheir entity Your own corporation
Corporate tax structure? IC under their corp IC under their corp IC under their corp IC under their corp S-Corp or C-Corp — your choice
Path to true independence?Leave and rebrandLeave and rebrandLeave and rebrandLeave and rebrand Get your broker license — you're already there
The honest bottom line: Every brokerage on this list gives you 100% of the commission. What none of them give you is 100% of the business. You keep the check, but they keep the brand, the entity, the license, and the leverage. With Brokerise, the brokerage is yours — before, during, and after.

Fee data based on publicly available 2025–2026 information. Fees vary by office and market. "IC" = independent contractor. Always request a full fee schedule in writing from any brokerage before signing.

Exclusive Brokerise Benefit

Your corporation can be both a real estate and a mortgage brokerage.

Almost no one in California is offering this. Because most brokerages aren't structured to. Brokerise is.

The DRE MLO Endorsement — and why it matters

In California, there are two types of Mortgage Loan Originator (MLO) license. The first is issued by the CA-DFPI (Department of Financial Protection and Innovation) — it's easier to get, but limits you to working under DFPI-licensed companies only and doesn't connect to your real estate license at all.

The second — and the one Brokerise works with — is the CA-DRE MLO License Endorsement. This is for agents who already hold a California real estate license. It lives under the DRE umbrella, connects to your real estate license, and allows your corporation to be licensed as both a real estate brokerage and a mortgage brokerage under the same entity.

DRE-endorsed MLOs are the gatekeepers of the full California real estate transaction — the only MLOs who are embedded in both the purchase and the financing side of a deal.

What this means for your corporation

Your Brokerise corporation can apply for a Company MLO License Endorsement through NMLS under the DRE. This adds a full mortgage brokerage license to the same entity that already holds your real estate brokerage license. One corporation. Two licenses. A complete business.

As a licensed MLO under your own corporation, you can originate residential mortgage loans — earning income on both the real estate commission and the loan origination — all flowing through your own entity.

The same model applies: 100% of your loan origination fee, minus a flat transaction fee. No splits to a mortgage company. No referral fee arrangement. Your loan, your income.

🏠💰
Double the Income Per Deal
Earn a real estate commission and a loan origination fee on the same transaction — both flowing into your own corporation.
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One Corporation, Both Licenses
The same entity holds your DRE real estate brokerage license and your DRE MLO endorsement. One company. Full scope.
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Just Take the MLO Course
California agents already have the real estate license. Add the NMLS-approved pre-licensing education, pass the exam, and your corporation can originate loans.
Why almost no one else can offer this

The DRE MLO Company Endorsement requires a licensed California real estate broker as the designated broker/officer of the corporation. Brokerise's Broker of Record is a DRE-licensed broker with an active MLO endorsement — which is exactly what's needed to add mortgage licensing to your corporation. Most brokerage platforms either don't have this infrastructure or simply never thought to offer it. We did.

The Economics

100% Commission.
A flat transaction fee.
That's it.

No splits with a corporate office taking 20–40% of every deal you close. Your commission is your commission — whether that's a real estate sale or a mortgage origination fee. You built the relationship, you did the work, you keep what you earn.

You're running a real corporation, so every dollar flows through your entity with the full tax advantages of being a business owner — not a contractor paying self-employment tax on every cent.

Setup involves a one-time fee plus applicable state and DRE filing fees. If you're adding a mortgage brokerage license to your corporation, there is an additional setup fee — still very reasonable, and we discuss the full breakdown on your strategy call so there are no surprises.

100%
Commission to you on every transaction
Small flat transaction fee per closing — the same model for both real estate and mortgage transactions. Transparent, predictable, no percentage games.
Corporate Structure

Choose how your money
gets taxed. That's power.

When you're a sole proprietor, you pay self-employment tax on every dollar. When you're the CEO of your own corporation, you have options most agents never get to consider. Your CPA will be delighted.

S-Corporation

The most common choice for active real estate entrepreneurs. Income passes through to your personal return, but you may significantly reduce self-employment tax by paying yourself a reasonable salary and taking remaining profit as a distribution.

  • Pass-through taxation — no double tax
  • SE tax only on salary, not distributions
  • Retirement contributions as a business owner
  • Business expenses deducted through your entity

C-Corporation

Preferred by agents building toward something bigger — hiring staff, retaining earnings, or positioning for a future sale. The flat corporate tax rate can work in your favor depending on your income level and growth goals.

  • Potentially favorable flat corporate tax rate
  • Greater flexibility in benefit and compensation plans
  • Stronger structure for adding agents under your umbrella
  • Retained earnings can be reinvested in the business

Tax structure decisions should be made with a qualified CPA or tax attorney. This is not tax advice.

No Lock-In

Use Brokerise as a stepping stone.
That's exactly what we're here for.

The goal is for you to eventually not need us. Your corporation, your brand, your equity, and your client relationships belong to you throughout this process. When you earn your broker's license, you step into the Designated Officer role yourself — and Brokerise steps out. No exit fee, no penalty, no drama.

1
Launch Phase

Form Your Corporation & Begin Licensing

Entity formed. Brokerage name chosen. DRE application filed. You're CEO & President from the moment of incorporation — the licensing process takes approximately 1–2 months.

2
Operating

Build Your Brand & Keep 100%

Close deals, grow your brand, recruit agents if you choose. Our Broker of Record handles compliance as your Designated Officer — every transaction builds equity in your corporation, not someone else's.

3
When You're Ready

Earn Your Broker's License

Study at your own pace. Nothing about this arrangement pressures you to rush — or to stay.

4
Full Independence

Replace Us. Run Solo.

You become Broker-of-Record of your own corporation. The brand, the entity, the equity, the license — all yours. Zero owed to us.

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Zero lock-in, ever. You own the corporation. You own the brand. We're here to help you launch and grow — not to hold you back. The moment you're ready to fly solo, we'll make that transition as smooth as the launch.
The Process

How We Launch
Your Brokerage

You focus on the vision. We handle the structure. Corporation formation takes about a week. DRE brokerage licensing typically takes 1–2 months. Here's what the path looks like.

1

Strategy Call

We map out your goals, chosen brokerage name, preferred corporate structure, and timeline. No pressure — just a real conversation about what you want to build.

2

Form Your Corporation

Your California S-Corp or C-Corp is formed with you as CEO, President, and 100% shareholder. Brokerise provides a licensed Broker of Record who joins as VP and Designated Officer to fulfill DRE requirements. This takes approximately one week.

3

DRE Licensing & Approval

Your corporation's broker license application is filed with the California DRE under your chosen brokerage name. DRE approval typically takes 1–2 months — we guide you through the entire process.

4

Open for Business

DRE approves your brokerage corporation. You move your license under your own brand, start closing deals, and keep 100% of your commissions — in your own corporation, building your own equity.

Frequently Asked Questions

Questions agents actually ask.

Answers that don't sugarcoat the details.

Mortgage Brokerage
Can my corporation also be a licensed mortgage brokerage?
Yes — and this is one of the most unique things Brokerise offers. Your California corporation can hold both a DRE real estate brokerage license and a DRE MLO Company License Endorsement, making it a fully licensed mortgage brokerage as well. One entity, two licenses, a complete business. This is possible because Brokerise's Broker of Record holds an active DRE MLO endorsement — the specific requirement for adding mortgage licensing to a corporation under the DRE framework.
What's the difference between a DRE MLO and a DFPI MLO?
California has two separate MLO licensing paths. The CA-DFPI (Department of Financial Protection and Innovation) MLO license is for loan originators working under finance companies — it's easier to obtain but siloed from the real estate license and limited to DFPI-licensed companies only. The CA-DRE MLO License Endorsement is specifically for California real estate licensees — it lives under the DRE umbrella, connects directly to your real estate license, and allows your corporation to originate residential mortgage loans alongside your real estate activity. DRE MLOs are the only ones embedded in both the purchase and financing sides of a transaction, which is a significant market advantage.
What do I need to originate mortgages under my corporation?
As a California real estate licensee, you already have the foundational license required. To add mortgage origination, you need to: complete 20 hours of NMLS-approved pre-licensing education (including California-specific content), pass the SAFE Mortgage Licensing Act Exam through NMLS with a 75% or better score, pass a background check and credit review through NMLS, and apply for your individual DRE MLO License Endorsement. Your corporation then applies for its Company MLO License Endorsement through NMLS. We help guide you through this process as an add-on to your brokerage setup.
How does the compensation work on mortgage transactions?
The same model as real estate — 100% of your loan origination fee flows into your corporation, minus a flat transaction fee. No split to a mortgage company. No referral arrangement where you hand the client off and collect a fraction. You originate the loan, your corporation earns the fee, and it all flows through your entity with the same corporate tax advantages. On a single transaction where you represent the buyer and originate their mortgage, both the real estate commission and the loan origination fee come home to your corporation.
Is there an additional cost to add mortgage licensing to my corporation?
Yes — adding a mortgage brokerage license involves additional state and NMLS filing fees, as well as a modestly higher Brokerise setup fee to account for the additional work of the dual-license setup. We discuss the full breakdown transparently on your strategy call. The combined setup is still very reasonable relative to what you're getting — a fully licensed real estate and mortgage brokerage corporation in your name.
Setup & Fees
What does it cost to set up my corporation with Brokerise?
There is a one-time Brokerise setup fee plus applicable state fees (California Secretary of State filing) and DRE licensing fees. We discuss the full breakdown on the strategy call — we don't publish a number on the page because we want to have a real conversation first and make sure the structure is right for you before you see a price. What we can say: it's designed to be accessible for a serious producing agent, it's a one-time cost (not an ongoing drain), and most agents find it straightforward relative to the value of owning a licensed California brokerage corporation outright.
Are there any ongoing fees after setup?
No mandatory monthly fees. The ongoing costs of running your corporation include the flat Brokerise transaction fee per closing, your DRE license renewal fees (handled by the DRE on your regular license renewal cycle), and any optional services you choose to add — technology tools, corporate credit building assistance, etc. There is no subscription, no desk fee, and no monthly platform charge.
The Model
Do I need a broker's license to do this?
No — that's the whole point of Brokerise. A California corporation can hold a real estate broker license if it has a licensed broker serving as its Designated Officer. We provide that broker. You own the corporation, choose the name, and hang your salesperson's license under your own brokerage — without needing a broker's license yourself. When you eventually earn one, you simply step into the Designated Officer role and replace us.
Is this a DBA or a real corporation?
It's a real California corporation — S-Corp or C-Corp — registered with the California Secretary of State, with its own EIN, its own bank account, and its own DRE broker license. A DBA is a trade name filed under someone else's entity. This is the entity itself. The difference matters legally, financially, and for your long-term equity.
How is this different from Side or other white-label platforms?
Side and similar platforms give you a branded identity operating under their corporate entity and their DRE license. Your brand may appear in the MLS, but the brokerage legally belongs to them. With Brokerise, the DRE broker license is issued directly to your corporation. You own the entity. If you ever part ways with us, you take everything — the brand, the corporation, the operating history. There's nothing to leave behind.
What exactly does the Broker of Record do?
The Broker of Record (Designated Officer) serves as the licensed broker within your corporation as required by the California DRE. This role provides compliance oversight, transaction supervision, and ensures your brokerage operates within DRE regulations. To your clients, other agents, and the MLS, this person is invisible — your brokerage name and brand are what appear on everything. Think of it as the structural support behind the scenes that keeps everything DRE-compliant.
Can I do property management, commercial transactions, or business brokerage under my corporation?
Yes — on a case-by-case basis, and this is a meaningful distinction from most 100% commission brokerages. Many virtual or flat-fee brokerages restrict agents to standard residential sales only, or exclude property management and commercial activity entirely — often because their E&O policy doesn't cover it, or because they haven't built the oversight infrastructure to support it. Because your corporation is its own licensed entity and we evaluate each situation individually, we can accommodate property management, commercial real estate transactions, and business brokerage for agents with the appropriate experience and qualifications. We'll discuss your specific practice on the strategy call and make sure the structure supports what you do.
Can I recruit and add agents to my brokerage?
Yes. Your corporation is a licensed California brokerage, which means you can bring on other licensed salespersons as agents under your brokerage — just like any other brokerage would. You set your own splits, your own culture, your own standards. This is your company.
Timeline & Process
How long does this take?
There are two phases. First, corporation formation with the California Secretary of State — this typically takes about one week. Second, DRE corporate broker license approval — this typically takes 1–2 months. We guide you through both. During the DRE approval period, we help you prepare everything so you're ready to operate the moment approval comes through.
Can I keep doing business at my current brokerage while this is being set up?
Yes — and that's exactly what most agents do. You continue operating under your current brokerage while your corporation is being formed and the DRE application is processing. Once your corporate broker license is approved, you transfer your license to your new brokerage and start operating under your own brand.
What name can I choose for my brokerage?
Any DRE-compliant name you want, subject to availability. The name must not be misleading, must not imply a government affiliation, and must not be deceptively similar to an existing licensed brokerage. We'll help you check availability and navigate the naming requirements. This is your brand — choose something that represents you.
What happens when I'm ready to become my own broker?
To become a licensed California broker, you need a minimum of two years of full-time licensed salesperson experience within the past five years, completion of eight college-level DRE-approved courses, and passing a 200-question broker exam. The process typically takes 4–12 months. Once licensed, you step into the Designated Officer role within your own corporation and Brokerise steps out — same entity, same brand, same operating history. Zero fees to us for the transition.
Money & Commission
How does the 100% commission work exactly?
Because you own the brokerage corporation, escrow pays your corporation directly. There's no split going to a parent company. You pay Brokerise a flat transaction fee per closing — transparent and predictable, no percentage calculations, no surprises. Whatever's left after that fee is yours, flowing into your own corporate bank account.
What is the transaction fee? Why isn't it listed on the page?
We discuss the fee structure on your strategy call. We do this intentionally — not to hide anything, but because the right structure for you depends on your production volume, your goals, and what services make sense. We want to have a real conversation rather than have you anchor on a number before we've talked. The fee is flat, transparent, and straightforward.
Is there a monthly fee?
No. We don't charge a mandatory monthly fee, and we don't require you to use a specific tech platform. Most 100% commission brokerages charge $50–$200/month for software you may not want or need. We believe you should choose the tools that work best for your business. We do have vetted technology solutions available — CRM, transaction management, marketing tools — as optional upgrades at an additional cost, tailored to your needs. But they're never forced.
What are the corporate tax advantages of an S-Corp vs a C-Corp?
With an S-Corp, income passes through to your personal return, but you can potentially reduce self-employment tax significantly by paying yourself a reasonable salary and taking remaining profit as a distribution — SE tax only applies to the salary portion. With a C-Corp, the corporation is a separate taxpaying entity at a flat corporate rate, which can be advantageous for agents retaining earnings, building toward hiring staff, or positioning the business for future sale. We strongly recommend discussing your specific situation with a CPA or tax attorney before choosing — this is one of the most important decisions you'll make.
Liability & E&O Insurance
Do I need E&O insurance? Is it required?
E&O (Errors & Omissions) insurance is not required by the California DRE for a brokerage to operate, but it is strongly advisable for professional liability protection. Unlike most brokerages that charge a mandatory E&O surcharge on every transaction — often without transparency about what's actually covered — Brokerise does not require it or charge for it. You choose your own policy, your own coverage limits, and your own provider based on your actual production and risk profile. That means you're in control of your own protection, not relying on a shared pool policy you never chose.
What are the risks of relying on a big brokerage's E&O policy?
Several significant ones. First, shared limits — if other agents at your brokerage face multiple lawsuits, their claims can exhaust the shared policy limits, leaving you exposed. Second, coverage gaps — the brokerage's policy may exclude certain activities you perform regularly, like property management or commercial transactions. Third, portability — if your brokerage is acquired, shuts down, or you leave, your prior transactions may no longer be covered. With your own brokerage and your own E&O policy, your coverage moves with you, covers exactly what you need, and isn't at the mercy of someone else's decisions.
Does having my own corporation provide liability protection?
Yes — this is a meaningful but often overlooked benefit of the corporation model. Operating as a licensed corporation creates a legal separation between the corporation's liabilities and your personal assets. If a claim is brought against your brokerage, it is generally directed at the corporate entity rather than you personally. This is a fundamentally different position than being an agent under a solo broker who may not be incorporated, or being part of a large brokerage that could face a significant lawsuit affecting all affiliated agents. That said, corporate liability protection has limits and doesn't replace E&O insurance — consult a licensed attorney about your specific situation.
What happens to agents if a large brokerage gets hit with a major lawsuit?
This is a real risk that agents at large brokerages rarely think about. If a brokerage faces a large judgment that exceeds their E&O policy limits or exhausts the shared pool, individual agents associated with the brokerage can be affected — through coverage gaps, DRE scrutiny, or in extreme cases, the brokerage's inability to continue operating. When your license is hanging under your own corporation, a legal action against your entity is isolated to your entity — it doesn't put you at risk of being swept up in someone else's problems.
Realtor Association Membership
Is Realtor association membership required with Brokerise?
No — and this is one of the most distinctive things we offer. We maintain a network of both Realtor-member and non-Realtor Brokers of Record. When we set up your corporation, we match you with a Designated Officer who aligns with your membership preference. Want to be a Realtor and access CAR forms, the legal hotline, and association benefits? We have that. Want to opt out and keep your $1,000+ in annual dues? We have that too. The choice is entirely yours — and it doesn't affect your MLS access.
Why can't most brokerages offer this choice?
Because of NAR's historic "three-way agreement" structure — if the Broker of Record at a brokerage was a Realtor member, every agent under that brokerage had to be one too, and vice versa. The broker's membership status determined every agent's membership status, with no exceptions. Brokerise solves this by having licensed Brokers of Record on both sides of that line, so your corporation can be matched to whichever structure fits your practice.
Does opting out of the Realtor association mean losing MLS access?
No — and this is one of the most important facts most California agents don't know. California is one of a small number of states where it is actually illegal for MLSs to require Realtor association membership as a condition of MLS access, established by court decisions. MLS access and Realtor membership are two entirely separate systems. As of January 2026, NAR also removed its national policy encouraging MLSs to require Realtor membership. Your local MLS policies still govern the specifics of how you access the MLS, and we help you navigate that — but in California, your right to MLS access is legally protected regardless of association status.
What do I actually give up if I choose not to be a Realtor?
The two primary things are CAR standard transaction forms (the RPA and the full CAR library) and access to CAR's legal hotline. You also cannot use the "Realtor®" designation in your marketing, as that term is a registered trademark of NAR and restricted to members. That's largely it — MLS access, as noted above, is a separate matter in California. For many agents, especially those in commercial, leasing, investment, or referral-focused practices, these are reasonable tradeoffs for $1,000+ in annual savings. For residential agents who rely on the RPA daily, CAR membership likely makes sense. We help you think through it honestly.
Are there alternatives to CAR forms for non-Realtor agents?
Yes — and this is an important legal reality that often surprises agents. Under California law, a broker may use any legally sufficient contract they choose. No brokerage, MLS, or trade association can require you to use CAR forms specifically. The most widely used alternative is RPI (Realty Publications Inc.), which offers over 400 California real estate forms free for professional use, covering virtually every transaction type. For commercial transactions, AIR CRE is the industry standard. Attorney-drafted custom agreements are also fully valid. CAR forms are ubiquitous and well-maintained — they're genuinely good forms — but they're not legally required, and agents operating without CAR membership have solid alternatives.
Can I change my mind later?
Yes. Membership preference isn't locked into your corporation permanently. If your practice evolves — you move into residential sales and want the CAR forms ecosystem, or you've been a Realtor for years and want to opt out — we can adjust your Designated Officer accordingly. Flexibility is a core part of what Brokerise offers.
Corporate Banking & Credit
How does getting paid directly from escrow work?
Because your corporation is the licensed brokerage of record on every transaction, escrow disburses your commission directly to your corporation's bank account — not to a parent brokerage that then forwards a split to you. This means faster access to your funds, cleaner accounting, and all income flowing through your own corporate entity where it can be managed for maximum tax efficiency.
Can my corporation build its own credit?
Yes — and this is one of the underappreciated advantages of the corporate model. Your corporation can establish its own credit profile separate from your personal credit, which opens doors to business financing, vendor terms, and commercial credit lines as your brokerage grows. This is something we can actively help with as part of our ongoing services — it's a natural extension of the business-building journey that Brokerise supports beyond just the launch phase.
Technology & Operations
What technology do I need to run my brokerage?
At minimum: MLS access (through your local board, under your brokerage), a transaction management system for file compliance, and the standard CAR forms platform. Beyond that, your tech stack is entirely up to you. We don't mandate or charge for any specific platform. If you have tools you already love — a CRM, a showing service, a digital signature platform — keep using them. We also have curated technology solutions available as optional upgrades at an additional cost, based on your needs. The choice is always yours.
Do I need a physical office?
The California DRE requires your brokerage to have a licensed office address on file. This does not need to be a traditional commercial office — a virtual office address that meets DRE requirements can work for many agents. We help you navigate this as part of the setup process. Many Brokerise agents operate fully virtually, meeting clients wherever is most convenient.
How do I join the MLS under my own brokerage?
Once your corporation's DRE broker license is approved, you apply to your local Realtor association and MLS as a new brokerage. Your corporation becomes its own MLS office, and your brokerage name appears on all your listings as the listing company — not Brokerise, not a parent company. Your brand, your office, your presence in the MLS.
Brokerise Is Not For Everyone

Built for agents who are done
building someone else's kingdom.

Brokerise is a brokerage incubator — not a discount brokerage, not a lead generation company, not a coaching program. If ownership is the goal, you're in the right place.

Brokerise is a great fit if you are…
A producing agent ready for the next level
A team leader who wants their own brand and entity
Frustrated with giving away splits on business you generated
Already considering becoming a broker yourself
Independent-minded and motivated by ownership, not just income
Interested in building something with lasting equity and value
Brokerise is probably not the right fit if you…
Are brand new to real estate and still building fundamentals
Are primarily looking for leads or coaching
Are mainly motivated by a small commission savings
Want a brokerage to provide your brand identity for you
Aren't ready to think of yourself as a business owner
Brokerise is about ownership. If that's not the primary goal right now, there may be a better fit for where you are today — and that's okay.

Ready to own
your own brokerage?

100% Commission. 100% Branded. 100% Owned.

Most agents spend their careers making other brokerages rich — building someone else's brand, someone else's equity, someone else's future. You don't have to. Let's build something that belongs to you.

Schedule Your Strategy Call

The goal of Brokerise is not to build one giant brokerage. It's to help create hundreds of independently owned brokerages — each one belonging entirely to the agent who built it. Brokerise succeeds when you become an owner.

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